*Costs and Annual percentage rate quoted above to have Proprietor-Occupied; 680 credit history; $150,000 legs loan; $ loan amount; 96.5% ltv Minimal credit history standards use. Delight demand good CUFS Licensed Mortgage Advisor to own knowledge. Max loan amount: $472,030. (Can be straight down needless to say counties) Purchases: step 3.5% deposit; Refinances: %ltv Price/Term; 80%ltv Dollars-away
*Cost & Annual percentage rate cited over getting Proprietor-Occupied purchases; 680 credit rating; $150,000 base mortgage; $153,225 loan amount; 100% ltv Restriction loan limits use – varies for each and every Experienced Requests: 0% downpayment; Refinances: 100%ltv Speed/Term; 90%ltv Bucks-aside
*Pricing & Annual percentage rate cited a lot more than to have Holder-Filled instructions; 680 credit history; $150,000 legs loan; $151,515 loan amount; 100% ltv Min 620 credit history. Purchases: 0% downpayment; Geographical and you can earnings restrictions use. Examine right here to own qualification.
*Pricing and Apr cited above having Proprietor-Occupied; 760+ credit ratings; $step 1,000,000 financing; 75% ltv. Loan-to-Value over 75% possess a unique rates & Apr. *Interest levels may vary depending on borrowing from the bank worth financing-to-worth, occupancy, loan sorts of, and you will mortgage term. Presented certainly are the latest lower readily available prices. Cost and you will APRs posted is subject to alter without warning. For those who have inquiries otherwise do not see the payday loans no bank account Bridgeport CT certain home loan system and you can/otherwise circumstance that you’re shopping for, please contact that loan Manager to have a personalized quotation by the calling (800) 503-6855.
2476 Lawernceville Hwy., Collection 101 | Decatur, GA 30033 | [current email address secure] | Phone: (800) 503-6855 | Fax: (678) 658-4467
Michelle Wright
Michelle Wright serves as Servicing Director getting Borrowing from the bank Connection Monetary Qualities, LLC (CUFS) within the Covington, Georgia. She began her career with CUFS since the a mortgage loan Servicer within the 1998. As the their own job state-of-the-art, Michelle transitioned in order to a great Michelle are advertised to help you their particular latest part. She is responsible for losings minimization, mortgage lender conformity according to A residential property Settlement Procedures Work (RESPA) and you will User Monetary Safeguards Agency (CFPB), month end and one-fourth avoid reporting, and general home loan maintenance.
Michelle resides in Stockbridge. She graduated that have an effective Bachelor’s Training for the Psychology on the School regarding Maryland, East Coast during the 1991.
Jim Dymek
Jim Dymek were only available in the loan team given that an authorized Mortgage Mentor within the helping a home loan Banker. Jim’s earlier in the day field is actually promoting tech so you can Luck five hundred companies to have everything 14 age throughout the The southern part of.
Leverage their mortgage feel, Jim returned to technology field away from 2011 so you’re able to 2014 attempting to sell home loan technology choices to possess Calyx App and Lending QB on The southern part of Us.
Jim has actually constantly been in the major 10% away from development at some financial people from the generally focusing on training an individual and you will bringing thorough followup.
Jim is actually passionate about teaching an individual toward principles having a focus to your detailing essential credit is in the financial approval processes. Jim prides themselves to your offering the individual multiple options instead of a single mortgage option. Jim also has a powerful comprehension of conformity while the latest laws governing a.
A citizen off Dunwoody, Jim transferred to the brand new Metro Atlanta area when you look at the 1974. He went to Dunwoody High-school and is a great 1985 graduate off Georgia Technology with a good Bachelor’s Studies into the Industrial Administration.
David Gowen
David is a mortgage Signed up Financial Coach within Borrowing from the bank Union Monetary Attributes inside Covington, Georgia. He support give mortgage solutions to members of Credit Unions inside the Georgia. Immediately after from the borrowed funds world for the 1986, David invested the original 21 many years of their job doing work in the user fund globe along with wholesale or correspondent lenders because often just one producer otherwise conversion director. Because the 2007, he has got worked for several financial institutions or lenders speaking about consumers both due to the fact an individual producer otherwise part movie director.